Open Enrollment 2027: November 1, 2026 to January 15, 2027
Health coverage,
explained by a real agent
Compare ACA Marketplace plans for individuals and families across 23 states. We handle the paperwork and the comparison. You decide.
- Licensed in 23 statesOne named agent handles your case, not a rotating call centre.
- Costs you nothingAgents are paid by the carrier. Your premium is the same either way.
- CMS-certified enrollmentApplications complete inside HealthSherpa, never by text or email.
- No obligation, no pressureWe never promise a price before checking your state and ZIP.
Free guidance
Get Your Free Quote
A few quick steps, no obligation
This form never asks for sensitive data. No Social Security number, no banking or card details, no passwords. Anyone who asks for those by web form, text or email is not us.
Important: My Health Enrollment is an independent, licensed insurance agency. We are not affiliated with or endorsed by the U.S. government or CMS. Calling (844) 482-8281 connects you first to the My Health Enrollment AI customer support assistant. It may collect basic routing information, help with general educational questions, send a secure enrollment link or schedule a callback with consent, and connect you with a licensed insurance agent when appropriate. Do not provide Social Security numbers, banking information, payment card information, passwords, or sensitive medical information to the AI assistant. Plans and availability vary by state. Not all plans are available in all areas.
- Licensed in 23 states
- No cost for our help
- CMS-certified enrollment platform
- No obligation to enroll
An open door, not a sales pitch
Our mark is a doorway inside a heart, with a path leading up to it. That is the job as we see it: show you the way in, walk it with you, and let you decide what is right for your family.
Independent
Not owned by any carrier, so we can compare instead of push.
Licensed
Zubair Munir personally handles your case in 23 states.
Transparent
No promised numbers before your state and ZIP are checked.
Secure
Applications only inside a CMS-certified platform.
What we help with
Coverage for individuals, families and employers
Choose the path that fits your situation. A licensed agent reviews the details with you before anything is decided.
ACA Marketplace Plans
Individual and family health coverage through the Marketplace, including guidance on premium tax credits and cost-sharing reductions.
Explore ACA plansLife & Final Expense
Term, whole and final expense policies from multiple A-rated carriers, sized to what your family would actually need.
Explore life insuranceDental & Vision
Standalone dental and vision plans, available in most states without buying a health plan. Most health plans leave adult dental and vision out.
Explore dental & visionEmployer Group Benefits
Group health, dental, vision, life and disability for businesses of 1 to 500+ employees, with custom proposals at no cost.
Explore group benefitsHow it works
Three steps, no surprises
We check what is actually available in your state before anyone talks about price.
- 1
Tell us where you live
A few quick questions: ZIP code, household size, and your situation. No Social Security number, and nothing sensitive.
- 2
We check your state
Your state is checked against our licensing and readiness matrix. You see your status immediately, along with what happens next.
- 3
A licensed agent reviews with you
Verified options for your area, walked through by a licensed agent. Enrollment happens in a secure CMS-certified platform, only when you say so.
See how ACA savings are calculated
Enter your household size and estimated income to see the share of income the ACA expects you to contribute toward a benchmark plan. No personal details required.
Open the estimator →Educational only. Actual eligibility and amounts are determined by the Marketplace based on your full application.
Example: household of 3
Estimated annual income
$45,000
Expected monthly contribution toward a benchmark Silver plan
capped by income
Illustration only. Your result depends on your state, household size, income and the plans available in your ZIP code.
Where we work
Marketplace guidance across these states
Select your state to see local enrollment details. Availability is always confirmed during your consultation.
Questions
Frequently asked
How much does your help cost?
Nothing. Our service is free to you. Licensed agents are compensated by the insurance carrier when someone enrolls. You pay the same premium whether you use an agent or enroll on your own.
When can I enroll in an ACA Marketplace plan?
Open Enrollment for 2027 coverage runs from November 1, 2026 through January 15, 2027. Outside that window you can enroll if you have a qualifying life event, such as losing job-based coverage, getting married, having a baby, or moving. That opens a Special Enrollment Period. Dates and eligibility rules are set by the Marketplace and can change.
Will I qualify for savings?
Many households qualify for a Premium Tax Credit that lowers the monthly cost, and some also qualify for cost-sharing reductions on Silver plans. Eligibility depends on your income, household size, location, and access to other coverage. Only the Marketplace can determine your actual eligibility based on your full application.
Do you sell my information?
No. We do not sell your personal information. We use it to respond to your inquiry and, with your permission, to contact you about coverage. You can revoke any contact permission at any time.
Which insurance companies do you work with?
We are an independent agency, not tied to any single carrier. The plans and carriers available to you depend on your state and ZIP code, and are shown inside the secure enrollment platform. That independence means we can compare options rather than push one company.
What happens after I submit the form?
You will immediately see whether a licensed agent is available in your state. A licensed agent then reaches out through the contact method you chose, usually within one business day, to review verified options with you. Nothing is submitted, selected, or purchased without your explicit confirmation. You can also call us directly at (844) 482-8281.
Ready to see your options?
Answer a few quick questions and a licensed agent will review what is available in your state. Free, and no obligation to enroll.
My Health Enrollment is a private insurance agency. We are not affiliated with, endorsed by, or acting on behalf of any government agency, including the Centers for Medicare & Medicaid Services (CMS) or Healthcare.gov.